Funding for your financial advisory M&A initiatives.

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Who We Are

Succession Lending is a niche commercial lending firm focused exclusively on the financing needs of independent and registered financial advisors. We focus on providing financial advisors capital for practice succession, acquisition, merger, debt restructuring, and working capital.

Historically, bank financing for mergers and acquisitions was very limited for financial advisory practices due to nominal tangible assets. Succession Lending’s financial advisory industry experience, combined with our efficient quantitative and qualitative underwriting process, facilitates securing competitive and customized bank financing.

In a collaborative effort with financial advisors, our team provides buyers and sellers with liquidity to propel your advisory practice to the next level.

What Are Your Plans For Growth?

Bank financing for investment advisory M&A can fuel your growth today.

Working Capital

Succession Lending can provide you with working capital up to $350,000 in under 21 calendar days. Our advisors have deployed working capital for numerous growth initiatives, including:

  • Earnest capital for buyers pre-practice acquisition
  • Adding a multi-generational partner to your practice
  • Upgrading technology hardware and/or software
  • Other expenditures such as office improvements, practice coaches etc

Succession Lending’s financial services industry experience can help you identify working capital growth initiatives specific to your practice.

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Acquisition

Our Managing Directors' experience in the financial services industry equips Succession Lending to assist you through the delicate nuances of an acquisition.

Today, there are 50 buyers for every seller; however, there are only 5 advisors who are actually prepared to acquire another practice for every seller. Succession Lending can help you prepare for a lucrative practice acquisition strategy while providing prompt liquidity to sellers.

Succession Lending’s industry experience can help Educate you for an acquisition strategy or practice sale.

Debt Restructure

Advisors have sought Succession Lending to restructure existing loans at more favorable terms and/or rates than previously obtained. Commonly, advisors have engaged us to restructure their SBA loans into non-SBA conventional loans that enable our borrowers to:

  • Fix rates
  • Remove all liens against their homes and other personal property
  • Reduce monthly payments

Our Managing Directors and Loan Directors can manage your debt restructure request through a seamless conventional application process.

Mergers

Our Managing Directors' experience when both advisors remain in the practice can help mitigate the hurdles common in practice mergers.

As regulatory requirements accelerate and organic asset growth slows, more advisory practices are contemplating a merger to facilitate their growth initiatives. Our Managing Directors can guide your team through the financing process to execute your merger.

Succession Lending’s financial services industry experience can Educate you on navigating the nuances of a successful merger.

Succession Planning

Succession Lending specializes in providing immediate liquidity to senior advisors at attractive market valuations.

With over 100,000 advisors set to retire and increased regulatory burden, succession planning has accelerated dramatically. Senior advisors may have very different plans: A new career path or a new legacy for their practice. Regardless of your path, our Managing Directors can guide you along your journey.

Succession Lending’s financial services industry expertise can Educate you for financing the legacy of your practice or move to the next chapter in life.

A Collaborative Process

Succession Lending’s exclusive focus on financial advisory mergers and acquisitions yields competitive and customized financing solutions with simplicity, independence, wealth management industry expertise, and service.

Efficiency

Succession Lending’s conventional approach to wealth management lending alters the confusing, time consuming and oftentimes disappointing paper shuffle of the underwriting process into a collaborative, seamless process that enables banks to lend to advisors with expediency and efficiency. On average, we require 80% less documentation (tax returns, personal financial statements) from our borrowers than current industry averages.

Experience

Our multi-disciplined Team of former credit analysts, distributors, investment bankers and former financial advisors has over 130 years of combined experience in the wealth management industry, enabling us to communicate the value of your advisory practice to our Network of lenders to retain funding.

Independence

Rather than relying on the terms and rates of a proprietary bank, Succession Lending underwrites your capital request and submits your financing application to our Network of lenders. As a result, our lenders deliver Term Sheets in under 5 days and fund within 30 days at competitive fixed rates, 5-10 year terms, and conditions.

Service

Our lineage in the wealth management industry is evidenced in our customer experience by:

  • Acting in the best interests of our clients
  • Providing complete transparency to all fees
  • Timely, accurate service

Ultimately, Succession Lending strives to offer a customer service experience commensurate with that delivered by our financial advisors every day.

Your career goals require capital.